📌 The theme of this episode-[Salarycutsandunemploymentkillsyou!Howtoprotectyourselfwhenrentingahouseforhousing?】Livebroadcasttime:November22020(Monday)12:30-13:00TheepidemichasrepeatedlyhitHongKong’seconomyFollowingthelayoffsintheaviationindustrythesecondphaseofemploymentsupportwillendinNovemberItisexpectedthatvariousindustrieswillbeclosedoneafteranotherandpractitionerswillbeaffectedFormanyhomebuyersitwillinevitablybringburdensTodaypleasecometoMidlandRealtySalesDirectorBernieChenMeridianMortgageReferralChiefVicePresidentEricCaoTogetherwithTangYaoxianthefounderandexecutivedirectorof”GoodMasterCoDeco”hewillsharewithyoutheplantosavemoneyandprotectyourselfagainstthemarketandworktogethertotideovertheextraordinaryperiod00:00:Theprogramstarts02:07:TherearefrequentreportsofstewardessesandpilotsquittingleasesandpropertysalesinTungChungDistrict?05:01:Whatareasareaffected?Willpropertypricesandrentsintheaffectedareasbeunderdownwardpressure?05:54:IntheepidemicmarketownersaresellingtheirpropertiescollectingfloorsforrentorlivingintheirownhomesWhatchangeshavetherebeenintermsofdecorationrequirementsstylesandbudgets?07:46:Withmoretimespentstayingathomewilluserspaymoreattentiontotheworkandworksupportinthehome?08:58:Ifpeopleintheaffectedindustriesarereallyunluckytoreducelaborhousingallowanceorevenjointheranksoftheunemployedwhatself-insuranceplanisthere?10:04:Arethereanyhousingestateswithlowerrents?(andconvenienttogotoandfromtheairportforwork)13:29:Somebankstightenmortgageapplications?Practitionersinhigh-riskindustries(tourismhotelretailandaviationindustries)haveahighchanceofnotbeingapprovedforamortgageordeductingthemortgageratio?15:38:EmployeesintheaviationindustryneedtoapplyformortgagesHowtocalculatetheallowanceincome?If90%ofthemortgageiscontractedthebankwillonlycalculatethebasicsalaryasincome?16:19:Ifyoujustboughtahomeandarepreparingtoapplyforamortgagewillthebankapproveit?17:08:Iftheloanisnotwithdrawnaftertheapplicationisapprovedwillthebankrejecttheloan(recall)?17:30:Shouldtheunemployedapplyfortheinterestrepaymentplan?Arethereanyothertransitionalplansforeveryone?19:35:Inadditiontolookingforlow-costbambooshootswhenbuyingapropertyyoualsoneedtoconsiderthedecorationcostIfyouwanttosavedecorationmoneywhatarethetipsforchoosingasecond-handproperty?Howtoavoidthemakeupfloor?22:22:Takethebuildinginspectortoinspectthebuildingtogether?Haveotherpracticalsuggestions?24:34:ThedecorationfeeseemstobethepriceofseafoodArethereanycommonpositionstopayattentionto?Howtochooseacheapandreliablemaster?29:10:AviationtourismandretailindustrieswillstillbeunderpressureinthefutureWhatisthedefensivestrengthoftheseowners?Theownersellsthepropertytocashoutnomatterhowmuchorhowlittlehewillbuyaflatanytipsfortheowner?30:19:Renovationtipsfortightfinancialsituation▄▄▄▄▄▄▄⭐Wonderfulrecap⭐▄▄▄▄▄▄▄▄📺Seekgrowthintheeraof”interest”tocatchQ4investmentthemesonebyone|start?｜[ZhiFuLiveStream]#Ann姐#张家豪#刘嘉辉📺 Treasure hunt strategy for the boom in new buildings and new stocks｜[Zhi Fu Live Stream]#郭思治#文伟明#布少明📺 Can the new housing estate be drawn? HOS vs private housing competition! ｜[Zhifu Live Stream]#1%Anthony #陈光玉#曹德明📺 Real record of rich people buying properties, picking properties, mortgages, and transferring real estate｜[Zhi Fu Live Stream]#方富义#曹德明📺 Get […]