【#新手教】Getting started with buying and selling leases | Hong Kong 香港



The supply of second-hand auspicious disks is tight, and it is difficult to find the bamboo disks. Some buyers who have no need to live in the market first buy the disks with tenancy agreement and take them back for self-occupation after the tenancy is over. What are the advantages of buying a tenancy agreement? What are the precautions? Let’s take a look at the tips for getting started with scare buying and even tenancy agreement. 00:25 What is the lease agreement? Generally speaking, buyers can purchase properties in two ways, namely “paying good luck” and “linking lease”. Goods paid means that the property is available for immediate use. As the name implies, it means that the property is currently fulfilling the lease, and the new buyer must continue to complete the uncompleted part of the lease between the old owner and the tenant after purchasing the property. 00:50 In terms of the advantages and disadvantages of the lease agreement, the buyer of the lease agreement can enjoy rental income, which facilitates early calculation of rental returns and saves the trouble of finding tenants. In addition, buyers do not need to immediately bear the cost of decoration, maintenance of the unit and purchase of household appliances, temporarily reducing the additional expenses of home ownership. The biggest reason that even the tenancy agreement discourages many people is “no property viewing.” Without seeing the first purchase, it is difficult for the buyer to know the current status of the property, and moreover, they have to bear the risk of “not being able to accurately estimate the condition of the property at the time of purchase.” In addition, it is more difficult for such units to apply for a mortgage, especially the mortgage percentage, which can only achieve 50% of the mortgage at most. 01:32 Is there a way to view the building? Although prospective buyers may not be able to show up to view the building, in order to ensure the integrity of the unit interval, you may wish to ask the agent to find a similar unit upstairs and downstairs, and in the left and right neighborhoods for reference, or ask the owner to provide photos of the interior to understand the consumption of the unit. Situation and interior decoration, etc. If you are worried about water seepage or other more serious problems in your unit, you can check with the property management office. 02:01 Effective measures to prevent rent hegemony start with rental units, and the most fear is that they will encounter rent hegemony. Before signing a contract for sale and purchase, prospective buyers can check with the landlord about the tenant’s background and obtain the tenant’s rent payment records in the last 6 months. At the same time, they should also know the tenant and confirm the other party’s move-out date to protect their rights. When signing a contract, remember to ask the landlord for the tenant’s deposit and the “CR109 Application” (notice of new lease or renewal agreement) to provide the final protection for renting disputes after taking over the unit. 02:33 Extending the auspicious payment period due to the time required for the mortgage application process. If the buyer purchases a unit with tenancy agreement for self-occupation, and the lease will be completed in a short time, the buyer can discuss with the landlord to extend the auspicious payment period to facilitate the handover between the two parties. However, in order to obtain a higher percentage of mortgages, the contract to rewrite the lease of the property transaction into a lucky money transaction may constitute the crime of conspiracy to defraud the mortgage loan. Buyers must be careful. 📌 If you have any questions about the property market or mortgage, please leave a message below or contact our online customer service for inquiries: 👉 HongKongFloorPlans “#美联Confidence Index”: The recent second-hand rebound is over, #美国减息,# Developers are taking advantage of the trend to push Order… Want to know how many #sale orders are there in the market? How much room does the owner have for bargaining? “#美联Confidence Index” tracks changes in online listing prices every week. 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